Support for Mortgage Interest (SMI)

Support for Mortgage Interest (SMI)

This scheme can help if you are in paid work of less than 16 hours a week or your partner is in paid work of less than 24 hours per week and you have a mortgage or other loans which are secured on you property. SMi is paid as part of income support, income based JSA, income related ESA or Pension credit. SMi can be paid on loans up to £200,000 and would be paid after 13 weeks for most people making a new claim who are working age. If you receive pension credit you do not have to wait before getting help with your mortgage.

There are number of useful website which may provide advice (available in the downloads section at the foot of the page).

If you require any further information please contact:

Housing Options Team
Telephone: 01264 368000